Common job scam types and how each one works

Updated 2026-10-03

Knowing the shape of a scam makes it much easier to spot, because the details change but the pattern stays the same.

Advance-fee scams

You are offered a job and then asked to pay a fee for training, a background check, a uniform, a visa or “processing”. After you pay, there are more fees or the contact disappears.

Fake cheque or overpayment scams

You receive a payment “for equipment” or as an “advance”, and are asked to send some of it on to a supplier. The original payment is later reversed by the bank and you are left owing the money you sent.

Money-mule scams

The “job” is to receive money in your account and forward it, often for a commission, usually described as payment processing or being a “finance assistant”. The money is stolen or laundered, and you can be investigated.

Task or “like and review” scams

You are paid small amounts for easy online tasks, then told you must deposit your own money to unlock bigger earnings. The deposits are never returned.

Data-harvesting scams

The application or “onboarding” form collects your ID, address, date of birth and bank details. The aim is identity theft, not hiring you.

Fake recruiters and impersonation

Someone pretends to be a recruiter at a real company, using its name and logo and a lookalike email address. Check with the company directly.

Overseas placement fraud

An agent promises a job and visa abroad for a fee. The job, the visa or the agency turns out not to exist, or the worker arrives in a different and worse situation than promised. Always verify the agency and the employer with official bodies first.

The common thread is money or personal details going out before a genuine, verified job exists. If that is happening, stop.